Public Bank
Bharat Sampann Bank
Public sector education loan with concessional rates for girl students and government-quota seats.
Loan terms at a glance
- Interest rate
- 8.05% – 10.75%
- Maximum sanction
- ₹ 1.5 Cr
- Collateral-free up to
- ₹ 7.5 L
- Moratorium
- 12 months
- Maximum tenure
- 15 years
- Processing fee
- Nil
- Processing time
- 7 – 12 working days
- Study abroad
- Covered
Terms shown are demonstration values maintained in the admin dashboard. Confirm current rates and charges with the lender.
About this lender
Bharat Sampann Bank offers education loans for domestic and overseas programmes.
Interest rates range from 8.05% to 10.75% per annum, with a maximum sanction of ₹150 lakh and repayment tenure up to 15 years.
Demonstration data — figures shown are illustrative samples for development and must be replaced with verified information before production use.Eligibility
Indian national with a confirmed admission to a recognised institute, along with a co-applicant (parent or guardian) meeting the income criteria.
Loan products
| Product | Purpose | Rate | Amount | Collateral-free |
|---|---|---|---|---|
| Bharat Sampann Bank Domestic Study Loan | Domestic Study | 8.05% – 10.75% | ₹ 50 K – ₹ 1.1 Cr | No |
| Bharat Sampann Bank Study Abroad Loan | Study Abroad | 8.55% – 11.5% | ₹ 50 K – ₹ 1.5 Cr | No |
FAQs
Is collateral mandatory?+
Collateral is generally required above ₹7.5 lakh.
How long does sanction take?+
Typical processing time is 7 – 12 working days.
Applying to Bharat Sampann Bank?
Get your document set reviewed before you submit — it avoids most rejections.
