Bharat Sampann Bank
Public Bank
Public sector education loan with concessional rates for girl students and government-quota seats.
- Interest
- 8.05% – 10.75%
- Max amount
- ₹ 1.5 Cr
- Collateral-free up to
- ₹ 7.5 L
- Moratorium
- 12 months
Loan & finance
Education loans
Compare lenders on what actually matters: interest rate band, collateral-free limit, moratorium, processing fee and turnaround time.
- Check eligibilityEstimate how much you can borrow
- EMI calculatorMonthly EMI and full schedule
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8 lenders tracked
- Popular
- Popular
Meridian Private Bank
Private Bank
Digital-first sanction process with pre-approved offers for select institutes.
- Interest
- 9.25% – 13.5%
- Max amount
- ₹ 80 L
- Collateral-free up to
- ₹ 40 L
- Moratorium
- 12 months
- Popular
Nexora Finance
NBFC
Collateral-free loans for management and engineering seats with flexible repayment.
- Interest
- 10.5% – 15.25%
- Max amount
- ₹ 60 L
- Collateral-free up to
- ₹ 60 L
- Moratorium
- 6 months
Sethu Cooperative Bank
Public Bank
Regional public bank with simple documentation for domestic professional courses.
- Interest
- 8.4% – 11.2%
- Max amount
- ₹ 50 L
- Collateral-free up to
- ₹ 4 L
- Moratorium
- 12 months
Specialist in medical and nursing programme financing, including hostel and equipment costs.
- Interest
- 11% – 15.9%
- Max amount
- ₹ 40 L
- Collateral-free up to
- ₹ 25 L
- Moratorium
- 12 months
CampusPay Fintech
Fintech
App-based semester-wise fee financing with zero-cost EMI options on select colleges.
- Interest
- 12.5% – 18%
- Max amount
- ₹ 15 L
- Collateral-free up to
- ₹ 15 L
- Moratorium
- 0 months
Property-backed education loans with higher sanction limits and long tenures.
- Interest
- 9.75% – 12.6%
- Max amount
- ₹ 2 Cr
- Collateral-free up to
- ₹ 10 L
- Moratorium
- 12 months
GlobalEd Lenders
International
Cross-border lender for study-abroad programmes with USD and INR disbursal options.
- Interest
- 10.9% – 14.75%
- Max amount
- ₹ 1.2 Cr
- Collateral-free up to
- ₹ 75 L
- Moratorium
- 6 months
Documents required
- Admission / offer letter from the institute
- Fee structure issued by the institute
- Class 10, 12 and latest qualifying marksheets
- Entrance exam scorecard (where applicable)
- KYC of student and co-applicant (Aadhaar, PAN)
- Income proof of co-applicant (salary slips or ITR)
- Bank statements for the last 6 months
- Collateral documents (for secured loans above the free limit)
- Passport and visa (for study-abroad loans)
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