NBFC
Vidyakosh Capital
Specialist in medical and nursing programme financing, including hostel and equipment costs.
Loan terms at a glance
- Interest rate
- 11% – 15.9%
- Maximum sanction
- ₹ 40 L
- Collateral-free up to
- ₹ 25 L
- Moratorium
- 12 months
- Maximum tenure
- 10 years
- Processing fee
- 2%
- Processing time
- 3 – 7 working days
- Study abroad
- Not covered
Terms shown are demonstration values maintained in the admin dashboard. Confirm current rates and charges with the lender.
About this lender
Vidyakosh Capital offers education loans for domestic programmes.
Interest rates range from 11% to 15.9% per annum, with a maximum sanction of ₹40 lakh and repayment tenure up to 10 years.
Demonstration data — figures shown are illustrative samples for development and must be replaced with verified information before production use.Eligibility
Indian national with a confirmed admission to a recognised institute, along with a co-applicant (parent or guardian) meeting the income criteria.
Loan products
| Product | Purpose | Rate | Amount | Collateral-free |
|---|---|---|---|---|
| Vidyakosh Capital Domestic Study Loan | Domestic Study | 11% – 15.9% | ₹ 50 K – ₹ 28 L | No |
FAQs
Is collateral mandatory?+
Collateral is generally required above ₹25.0 lakh.
How long does sanction take?+
Typical processing time is 3 – 7 working days.
Applying to Vidyakosh Capital?
Get your document set reviewed before you submit — it avoids most rejections.
